Category: Jobs in Cross River State

About Grooming Centre
Summary
Job Brief
Job Description
Tips for Being Successful When Applying
Deadline
Method of Application

About Grooming Centre

Grooming Centre is a Nigerian NGO established in 2006 to provide financial services to economically active, poor individuals engaged in small trading and micro productive activities. It operates as a membership-based organization and adopts successful microfinance practices from ASA Bangladesh, introduced through the UNDP’s MicroStart program.

Join our team as we create micro products that change lives and positively impact households & communities around the country.

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Summary

• Company: Grooming Centre
• Job Title: Credit Officer
• Qualification: OND/HND/BSC
• Job Category: Entry Level
• Location: 27 States in Nigeria
• Job Type: Full Time
• Deadline: 23 July 2023.

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Job Brief

A Credit Officer Level is the entry level in the Grooming Centre. The core duties of a Credit Officer include Client Mobilization, Pre-Loan Assessment and Training, Disbursements, and repayment collection, among others.

Job Description

a) Be responsible for overall activities of 20 groups, where each group consists of 10-30 members and the total number of members is 200-400.

b) Ensure quality Pre-loan Training.

c) Ensure that prospective loanees are selected in accordance with the Centre’s Policy.d) Complete group formation in a new area within two weeks of mobilizing the prospective clients.

e) Collect weekly savings from the group members after inclusion of the groups in the Branch, that is, after approval of the groups.

f) Oversee four groups per day in five days of the week except weekend and collect weekly savings and installments as per determined rates/rules.

g)  Disburse loans following the set rules, such as member’s age, savings balance etc. Be responsible in case of any irregularities.

h)  Take the initiative immediately for collection of the installment whenever a member expresses his/her inability to repay the credit installment due to any special reason: a) Inform the BM instantly about the default, b) Follow up on the defaulting client and ensure recovery.

i)  Maintain savings and credit accounts-related forms/registers correctly on a daily basis. Avoid alterations/corrections with the use of white ink 

j)  Discharge special responsibilities assigned by the BM for the interest of the organization.

k) Sign regularly the attendance book-cum-movement register kept in the Branch office.

l)  Deposit the money collected from the groups as savings and credit installment into the Branch bank account without any delay. Avoid Cash in Hand.

m) Submit Resignation letter in line with the Centre’s policy. Thereafter, at the end of the notice period, ensure that all assets including documents belonging to the Centre in your custody are submitted together with Hand over note to the Centre through your Branch Manager. This is applicable in the case of transfer, promotion or resignation.

Tips for Being Successful When Applying

Here are some tips to increase your chances of success when applying for the position of a Credit Officer at Grooming Centre:

1. Review the job description: Read the job description thoroughly to understand the specific requirements and responsibilities of the role. Align your qualifications and experiences with the desired qualifications mentioned in the job description.
   
2. Highlight relevant skills and experiences: Emphasize your skills and experiences that are directly relevant to the role of a Credit Officer. This could include experience in client mobilization, pre-loan assessment, repayment collection, or any other relevant tasks mentioned in the job description.
   
3. Showcase your knowledge of microfinance: Demonstrate your understanding of microfinance principles and practices. Highlight any previous experience or knowledge you have in the field of microfinance or financial services for economically disadvantaged populations.
   
4. Emphasize your ability to work with groups: The role of a Credit Officer involves managing and overseeing groups of clients. Highlight your skills in group management, communication, and interpersonal skills. Provide examples of situations where you successfully worked with diverse groups of people.
   
5. Highlight attention to detail and record-keeping abilities: A Credit Officer needs to maintain accurate records of savings and credit accounts. Showcase your attention to detail, organizational skills, and ability to handle data accurately.
   
6. Display problem-solving and decision-making abilities: Credit Officers often encounter challenges while assessing loan applications, managing defaults, and resolving issues. Highlight your ability to analyze situations, make sound decisions, and implement effective solutions.
   
7. Demonstrate a commitment to the mission: Grooming Centre focuses on providing financial services to economically active poor individuals. Show your passion for poverty alleviation, financial inclusion, and improving the lives of underserved communities.
   
8. Customize your application: Tailor your application materials, including your resume and cover letter (if required), to highlight your suitability for the specific position at Grooming Centre. Make sure to address the specific requirements and responsibilities mentioned in the job description.
   
9. Professionalism and attention to deadlines: Follow the application instructions and submit your application before the stated deadline. Present yourself professionally in all aspects of your application, including your communication and interactions with the hiring team.
   
10. Prepare for the interview: If selected for an interview, research Grooming Centre, its mission, and its initiatives. Be prepared to discuss your relevant experiences, skills, and how you can contribute to the organization’s goals.

Remember, each application is unique, so make sure to present your qualifications and experiences in a way that highlights your strengths and aligns with Grooming Centre’s requirements. Good luck with your application!

Deadline

23 July 2023

Method of Application

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INDUSTRIAL ATTACHMENT (IT) APPLICATION at GROOMING CENTRE

Summary:

The industrial attachment are for undergraduate students who are looking for IT space. The pay range from ₦30,000 to ₦50,000.