Applications are invited from suitable and qualified candidates for the Position of Entry Level Job at LemFi (Lemonade Finance).
About LemFi
LemFi, formerly known as Lemonade Finance, is a global fintech company that provides fast and affordable cross-border payment services for immigrants and diaspora communities. Founded in 2020, LemFi enables users to send and receive money internationally through a secure mobile app, offering competitive exchange rates and low transaction fees. The platform supports multiple currencies and banking services, making it easier for customers to manage remittances and everyday financial needs. With a focus on transparency, convenience, and financial inclusion, LemFi continues to expand access to seamless digital banking and international money transfer solutions.
Summary
- Company: LemFi
- Job Opening: 3 Positions
- Job Type: Full Time
- Qualification: BA/BSc/HND
- Location: Remote, Nigeria
Job Opening: 3 Positions
1. Job Title: AML Operations Analyst
About The Role
- LemFi is the financial engine for people the world wasn’t built to serve, processing remittances, multi-currency accounts, credit, savings and eSIMs across more than 21 countries. Our Compliance Operations team is the reason our customers can trust every transaction they send.
- As a AML ops Analyst within the Compliance Operations team , you will play a critical role in protecting LemFi and its customers from financial crime while enabling safe and seamless access to our products. Reporting to the Financial Crime Operations or Customer Due Diligence (CDD) Manager , you will operate at the heart of day to day compliance decision making, balancing regulatory obligations with customer experience in a fast growing fintech environment.
- In this role, you will review alerts, assess customer risk, perform due diligence, and respond to partner and customer compliance requests. You will contribute directly to maintaining strong AML and CFT controls while supporting LemFi’s mission to deliver accessible and trustworthy financial services at scale.
What You’ll Build And Own
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- Review & Decide: Assess transaction monitoring, customer verification, and sanctions screening alerts and make accurate, timely decisions.
- Investigate Risk: Perform enhanced due diligence on higher risk customers and provide clear, well reasoned recommendations to Compliance leadership.
- Escalate Appropriately: Conduct first level reviews of customers or transactions displaying red flags and escalate suspicious activity when required.
- Support Partners: Fulfill due diligence and RFI requests from payments and banking partners in line with agreed SLAs.
- Serve Customers: Respond to compliance related customer tickets with clarity, professionalism, and empathy.
- Collaborate & Learn: Work cross functionally and continuously build knowledge of emerging AML typologies, risks, and criminal trends.
See Also:
- Entry Level Job at LemFi (Lemonade Finance)
- Remote Jobs at Prestigious Consulting Group
- (Remote) Product Manager at Prestigious Consulting Group
Requirements:
Nice to have
- Risk Minded: You apply sound judgement when assessing customer and transaction risk, balancing control with customer impact.
- Detail Oriented: You spot inconsistencies and red flags that others may miss, ensuring high quality case outcomes and notes.
- Ownership Driven: You take responsibility for your decisions and follow cases through to completion without constant oversight.
- Adaptable: You are comfortable working in a fast changing environment with evolving regulations and priorities.
- Use Data to Support Decisions: Review alert and case information to support accurate decision making under guidance from senior team members.
- Collaborative: You work well with global teams and support shared outcomes over individual wins.
Your Experience
- 1-3 years of AML and/or CDD compliance experience within a fintech, financial institution, or advisory/audit company.
- Hands on experience with KYC reviews, ID verification, enhanced due diligence, sanctions and transaction monitoring alerts.
- Ability to independently assess customer risk and make defensible decisions.
- Strong written and verbal communication skills in English.
- Proficiency in Microsoft Office or Google Sheets for case management and reporting.
- Excellent organisational skills with strong attention to detail.
Go To Method of Application
2. Job Title: CDD Operations Analyst
About The Role
- LemFi is the financial engine for people the world wasn’t built to serve, processing remittances, multi-currency accounts, credit, savings and eSIMs across more than 21 countries. Our Compliance Operations team is the reason our customers can trust every transaction they send.
- As an CDD Operations Analyst within the Client Due Diligence Operations team, you will play a critical role in protecting LemFi and its customers from financial crime while enabling safe and seamless access to our products. Reporting to the Financial Crime Operations or Customer Due Diligence (CDD) Manager , you will operate at the heart of day to day compliance decision making, balancing regulatory obligations with customer experience in a fast growing fintech environment.
- In this role, you will review alerts, assess customer risk, perform due diligence, and respond to partner and customer compliance requests. You will contribute directly to maintaining strong AML and CFT controls while supporting LemFi’s mission to deliver accessible and trustworthy financial services at scale.
What You’ll Build And Own
- Review & Decide: Assess transaction monitoring, customer verification, and sanctions screening alerts and make accurate, timely decisions.
- Investigate Risk: Perform enhanced due diligence on higher risk customers and provide clear, well reasoned recommendations to Compliance leadership.
- Escalate Appropriately: Conduct first level reviews of customers or transactions displaying red flags and escalate suspicious activity when required.
- Support Partners: Fulfill due diligence and RFI requests from payments and banking partners in line with agreed SLAs.
- Serve Customers: Respond to compliance related customer tickets with clarity, professionalism, and empathy.
- Collaborate & Learn: Work cross functionally and continuously build knowledge of emerging AML typologies, risks, and criminal trends.
Qualifications and Requirements:
Nice to have
- Risk Minded: You apply sound judgement when assessing customer and transaction risk, balancing control with customer impact.
- Detail Oriented: You spot inconsistencies and red flags that others may miss, ensuring high quality case outcomes and notes.
- Ownership Driven: You take responsibility for your decisions and follow cases through to completion without constant oversight.
- Adaptable: You are comfortable working in a fast changing environment with evolving regulations and priorities.
- Use Data to Support Decisions: Review alert and case information to support accurate decision making under guidance from senior team members.
- Collaborative: You work well with global teams and support shared outcomes over individual wins.
Your Experience
- 1-3 years of AML and/or CDD compliance experience within a fintech, financial institution, or advisory/audit company.
- Hands on experience with KYC reviews, ID verification, enhanced due diligence, sanctions and transaction monitoring alerts.
- Ability to independently assess customer risk and make defensible decisions.
- Strong written and verbal communication skills in English.
- Proficiency in Microsoft Office or Google Sheets for case management and reporting.
- Excellent organisational skills with strong attention to detail.
Go To Method of Application
3. Job Title: AML Operations Analyst – Fraud
Description
- As an AML Operations Analyst (Fraud) in the Compliance Operations team, you will protect LemFi and its customers from fraud losses while keeping our products easy and safe to use. You will report to the FinCrime Operations Manager and work at the centre of day to day fraud decisions, balancing loss prevention with customer experience.
- You will investigate fraud alerts and cases, handle fraud reports from customers, banks and partners, respond to chargebacks and help spot new fraud patterns early so we can act before losses grow.
- Our Compliance Operations team works collaboratively across Transaction Monitoring & Sanctions, Customer Due Diligence, Fraud, and Investigations.
- We match candidates to the area that best aligns with their skills and strengths, so you may be placed in a different area from the one you applied for. As you develop your skills and grow within the team, there may also be opportunities to move across these areas.
What you’ll build and own
- Review & Decide: Work fraud alerts and cases and make accurate, timely decisions to block, restrict or release activity.
- Investigate Fraud: Run end to end investigations into card funding fraud, account takeover, APP scams, first party fraud and coordinated account networks, using device, IP, transaction and identity data.
- Handle Fraud Reports: Review fraud reports and recall requests from customers, banks and payment partners, take action on affected accounts and respond within agreed SLAs.
- Manage Chargebacks: Review card disputes, gather evidence and submit responses within deadlines.
- Serve Customers: Respond to fraud related customer tickets with clarity, professionalism, and empathy.
- Spot Patterns: Identify emerging fraud trends and suggest rule or control changes to reduce losses.
- Escalate Appropriately: Escalate cases with money laundering concerns to the AML team.
- Collaborate: Work with product, engineering and payments teams to improve fraud rules and controls.
Your experience
- 1- 3 years of fraud experience in a fintech, payments company or bank.
- Hands-on experience with card fraud, chargebacks, APP scams and account takeover investigations.
- Experience handling fraud reports and recall requests from banks and partners.
- Understanding of fraud rules in the markets we operate in, including APP scam reimbursement and card scheme dispute rules.
- Familiarity with KYC and ID verification checks is a plus.
- Ability to make defensible decisions on your own, quickly.
- Strong written and verbal communication skills in English.
- Good skills in Google Sheets or Excel. SQL or Metabase is a plus.
- CFE, CAMS or ICA certification is a plus.
- Excellent organisational skills with strong attention to detail.
- Willingness to work shifts, including weekends and public holidays, as we run a 24/7 operation.
Nice to have:
- Risk Minded: You apply sound judgement when assessing customer and transaction risk, balancing control with customer impact.
- Detail Oriented: You spot inconsistencies and red flags that others may miss, ensuring high quality case outcomes and notes.
- Ownership Driven: You take responsibility for your decisions and follow cases through to completion without constant oversight.
- Adaptable: You are comfortable working in a fast changing environment with evolving regulations and priorities and You stay calm under time pressure, especially when payments are on hold.
- Use Data to Support Decisions: Review alert and case information to support accurate decision making under guidance from senior team members.
- Collaborative: You work well with global teams and support shared outcomes over individual wins.
Go To Method of Application
Deadline
2nd November, 2026
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