Applications are invited from suitable and qualified candidates for the Position of (Entry Level) Credit Policy & Portfolio Officer at First Bank of Nigeria.
About First Bank of Nigeria Limited
First Bank of Nigeria Limited is the leading bank in West Africa and deeply ingrained in society. Its culture revolves around four core values: Entrepreneurship, Professionalism, Innovation, and Customer-Centricity (EPIC). These values define the bank’s mindset, actions, and work ethic, enabling them to fulfill their vision of becoming Africa’s preferred bank. EPIC encapsulates their commitment to achieving results for each other, the bank, and themselves, fostering motivation and personal growth. Every decision and action taken by FirstBankers is guided by these values, emphasizing the importance of entrepreneurial spirit, professionalism, continuous innovation, and a customer-focused approach in their work.
Summary
- Company: First Bank of Nigeria (FBN)
- Job Title: Credit Policy & Portfolio Officer
- Job Type: Full Time
- Qualification: BA/BSc/HND/Msc
- Location: Lagos, Nigeria
Job Title: Credit Policy & Portfolio Officer
DUTIES AND RESPONSIBILITIES
- Carry out periodic review on methodologies (Impairment, ICAAP, and CAR) as required.
- Preparation of monthly Capital Adequacy Requirement report (CAR)
- Preparation of monthly impairment calculation
- Preparation of monthly IFRS credit journals
- Preparation of quarterly ICAAP report to CBN (Internal Capital Adequacy Assessment Process)
- Preparation of credit disclosures for Year End and Periodic Audit
- Conduct Stress testing and scenario analysis for stakeholder unit/department/regulator as required
- Provide support for portfolio projects (IFRS, Basel)
- Conduct macroeconomic review, industry studies and industry ratings for the development of portfolio plan and credit strategy
- Analyse portfolio trends to determine root causes of negative trends in the Bank’s portfolio and recommend corrective measures.
- Conduct analysis of ratings in the Bank’s portfolio (Weighted Average Risk Rating)
- Implement the Enterprise Risk Management (ERM) framework to ensure compliance with Basle and IFRS requirements and co-ordinates the process for the review of the document
- Any other portfolio management tasks
- Comply with the principles and policies in the Information Security Handbook
See Also:
Requirements for the Position of (Entry Level) Credit Policy & Portfolio Officer at First Bank of Nigeria
EDUCATION
- Minimum Education: First degree in Business related and Science/Engineering courses.
EXPERIENCE
- Minimum experience: 2 years of relevant experience in banking or risk management.
KEY COMPETENCY REQUIREMENTS
Knowledge
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- Data Gathering and Analysis.
- Industry knowledge
- Familiarity with Microsoft Office, especially Excel
- Familiarity with the bank’s software e.g. Finacle
- Research orientation
Skill/Competencies
- Interpersonal skills
- IT and Computer appreciation
- Communications skills (written and oral)
- Attention to details
- Analytical and conceptual skills
- Integrity
- Data gathering skills
- Ability to communicate technical information to a non-technical audience
- Reporting skills
Deadline
25th May, 2026
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