Apply: Personal Banking Officer at Polaris Bank

Apply for Personal Banking Officer at Polaris Bank

About Polaris Bank

Polaris Bank is a Nigerian commercial bank providing a broad range of financial services including personal banking, SME support, corporate banking, and digital financial solutions. Established in 2018 by the Central Bank of Nigeria to take over the assets and liabilities of the defunct Skye Bank, Polaris Bank has since focused on financial inclusion, innovation, and operational efficiency. With a wide network of branches and strong digital platforms, the bank aims to support economic growth by offering accessible and customer-centric banking solutions to individuals and businesses across Nigeria.

Summary

• Company: Polaris Bank
• Job Title: Personal Banking Officer
• Job Type: Full Time
• Qualification: BA/BSc/HND
• Locations:  Akwa Ibom, Benue, Delta, Enugu, Kaduna, Kwara, Ogun, Osun,
• Deadline: Not Specified

Job Title: Personal Banking Officer

Job Description

Are you passionate about helping individuals achieve their financial goals? We’re seeking an empathetic and results-driven Personal Banking Officer to serve as the primary point of contact for our individual clients. You’ll be instrumental in building lasting relationships, understanding diverse financial needs, and providing tailored solutions that empower our customers to manage their money effectively and plan for their future.

Key Responsibilities & Differentiators

• Cultivate and nurture strong, long-term relationships with individual clients, serving as a trusted advisor for their banking needs.
• Conduct thorough financial needs assessments for clients, recommending and cross-selling suitable banking products and services, including savings, current accounts, loans, credit cards, and digital banking solutions.
• Deliver exceptional customer service, resolving inquiries and issues efficiently and professionally to ensure high client satisfaction.
• Maintain in-depth knowledge of all retail banking products and services, effectively educating clients on their features and benefits.
• Proactively identify opportunities to acquire new clients and expand existing relationships to meet individual and branch sales targets.
• Guide clients on the seamless adoption and effective utilization of digital banking channels (mobile banking, online banking, ATMs) to enhance their banking experience.
• Ensure strict adherence to all banking policies, procedures, and regulatory requirements, maintaining confidentiality and integrity in all transactions.
• Identify and refer clients to specialized departments (e.g., wealth management, commercial banking) when their needs extend beyond personal banking offerings.
• Represent the bank positively in local communities, participating in outreach activities as needed to promote banking services and financial literacy.

Requirements

• Bachelor’s degree in business administration, Finance, Marketing, or a related field.
• A minimum of 2 years of progressive experience in a customer-facing role within the banking or financial services industry, preferably in personal or retail banking.
• Solid understanding of retail banking products and services.
• Proven ability to identify customer needs and successfully offer relevant solutions.
• Excellent communication (verbal and written), interpersonal, and customer service skills.
• Strong problem-solving abilities and attention to detail.

Deadline

Not Specified

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