Applications are invited from suitable and qualified candidates for the following Entry Level Analyst Job at Palmpay Limited.
About Palmpay Limited
PalmPay is a fintech company providing digital payment services catering to both consumers and merchants. It offers an intuitive digital wallet that combines account opening, money transfers, and bill payments into a single platform. Users can earn rewards as they make transactions. The digital wallet concept is akin to a centralized platform for managing various financial activities conveniently.
Summary
- Company: Palmpay Limited
- Job Title: Credit Risk Analyst
- Job Type: Full Time
- Job Location: Lagos State
- Deadline: Not Specified
Job Title: Credit Risk Analyst
Job Summary:
- The Credit Risk Analyst will be responsible for reviewing and analyzing SME loan applications to deliver accurate credit decisions in line with established credit policies and underwriting standards. The ideal candidate must possess strong analytical skills and prior experience in loan assessment and risk evaluation.
- The role will involve analyzing loan applications, identifying potential credit risks, monitoring portfolio performance, and supporting the business in making sound lending decisions while maintaining a balance between business growth and portfolio quality.
Key Responsibilities:
- Review and analyze loan applications and supporting documents
- Assess borrowers’ creditworthiness and repayment capacity
- Make recommendations in line with credit policy and underwriting standards
- Liaise with Field Verification Officers and Risk Team on loan-related issues
- Ensure accuracy and completeness of loan documentation
- Maintain proper records and support process improvement initiatives
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Requirements for the Entry Level Analyst Job at Palmpay Limited
- Minimum of 2 years experience in loan underwriting, credit analysis, or related role
- Prior experience performing similar functions is required
- Experience in the banking or financial services industry is an added advantage
- Excellent communication, documentation and reporting skills
- Great knowledge of risk control and a good sense of industry research.
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