Apply for Commercial Banking Officer at Polaris Bank
About Polaris Bank
Polaris Bank is a Nigerian commercial bank providing a broad range of financial services including personal banking, SME support, corporate banking, and digital financial solutions. Established in 2018 by the Central Bank of Nigeria to take over the assets and liabilities of the defunct Skye Bank, Polaris Bank has since focused on financial inclusion, innovation, and operational efficiency. With a wide network of branches and strong digital platforms, the bank aims to support economic growth by offering accessible and customer-centric banking solutions to individuals and businesses across Nigeria.
Summary
- Company: Polaris Bank
- Job Title: Commercial Banking Officer
- Job Type: Full Time
- Qualification: BA/BSc/HND
- Locations: Lagos, Zaria, Yola, Imo, Abia, Osun, Ondo, Oyo, Bauchi
- Deadline: Not Specified
Job Title: Commercial Banking Officer
Job Description
We’re searching for a Commercial Relationship Strategist who can seamlessly blend financial acumen with exceptional client relationship management to ignite business growth. If you’re a professional who excels at leveraging commercial insights and risk intelligence, you’ll thrive in developing bespoke financial solutions, all while upholding portfolio integrity and regulatory standards.
Key Responsibilities
- Bachelor’s Cultivate and manage strategic partnerships with commercial clients, showcasing your ability to grasp complex business needs and deliver highly customized banking solutions.
- Transform transactional interactions into trusted advisory relationships, setting yourself apart by consistently generating long-term value for our clients.
- Perform in-depth financial analysis and viability assessments, demonstrating your precision in interpreting financial statements and cash flow projections.
- Craft distinctive credit proposals that expertly balance client requirements with institutional risk parameters, reflecting your sound judgment in structuring facilities.
- Proactively identify and convert new business opportunities, leveraging your robust network and market awareness to significantly expand the bank’s commercial footprint.
- Anticipate client needs and recommend innovative financial products that directly support their expansion and operational efficiency, truly excelling in your advisory role.
- Monitor portfolio performance with a vigilant eye for early risk indicators, distinguishing yourself through proactive and effective mitigation strategies.
- Maintain unwavering adherence to banking regulations, demonstrating your current knowledge of compliance requirements and industry best practices.
- Collaborate seamlessly with internal teams to deliver an unparalleled client experience, setting yourself apart through your skill in coordinating complex financial solutions.
Requirements
- Bachelor’s degree in Finance, Accounting, Economics, or a related field (an advanced degree or professional certification is a plus).
- Minimum of 7 years of progressive experience in commercial banking or corporate lending.
- A proven track record in credit analysis, portfolio management, and successful business development
- Strong command of commercial banking products and the regulatory landscape.
- Exceptional communication, negotiation, and presentation skills.
Benefits
- An exciting opportunity to work with a diverse portfolio of businesses and make a tangible impact.
- A competitive compensation package with performance incentives.
- Significant professional growth opportunities within a dynamic banking environment.
- A supportive culture that champions innovation and strategic thinking.
Deadline
Not Specified
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