Apply for 2024 Recruitment at Credit Direct Finance Company Limited
About Credit Direct Finance Company Limited
Credit Direct Finance Company Limited, headquartered in Lagos, Nigeria, is a financial services company known for innovation. With branches across Nigeria, it partners with employers and customers to provide innovative loan and investment products. Their flexible repayment options empower customers to manage their finances confidently. As a leading non-bank lender, they leverage digital technology to serve millions of customers, helping them achieve financial freedom.
Summary
- Company: Credit Direct Finance Company Limited
- Job Title: Sales Associates
- Job Type: Full-time
- Qualifications: HND/BSC/BA
- Locations: Lagos, Nigeria
- Deadline: 24th March, 2024
Job Title: Sales Associates
Job Summary
- We are looking for a Sales Associates to evaluate, authorize approval or deny loan applications for people or for business.
- You will act as liaison between customers and our organization, and you will help qualified applicants acquire loans in a timely manner.
Requirements
Job Responsibilities
- Evaluate credit worthiness by processing loan applications and documentation within specified limits
- Interview applicants to determine financial eligibility and feasibility of granting loans
- Determine all applicable ratios and metrics and set up debt payment plans
- Communicate with clients either to request or to provide information
- Justify decisions (approvals/rejections) and report on them
- Complete loan contracts and counsel clients on policies and restrictions
- Update job knowledge on types of loans and other financial services
- Maintain and update account records
- Assess customer needs, explore all options, and introduce different types of loans
- Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
- Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
- Operate in compliance with laws and regulations and adhere to lending compliance guidelines
Job Requirement
- Proven working experience as a Sales Officer
- Familiarity with computers and banking applications/software
- Solid understanding of direct/indirect lending products and practices
- Excellent communication and interpersonal skills
- Customer satisfaction orientation and sales competencies
- Ability to work in a goal-oriented environment
- BSc. degree in finance, marketing, economics, or a related field
- Excellent communication, influencing and negotiation skills
Person Specification
- Results-orientated and pragmatic with exceptional quantitative and analytical ability and attention to detail
- Driven, independent thinker and leader who can juggle multiple projects simultaneously with fast-changing priorities
- High level of integrity and dependability with a strong sense of urgency.
- A focus on execution. Willing and able to get hands dirty.
- Flexibility to roll up your sleeves and attack problems and projects as they arise, where you will need to set out a clear structure, method and outcomes yourself
- Ability to create effective working partnerships with senior leaders, challenge the thinking of others in respectful and thoughtful ways, influence upwards.
- Big picture thinker, a “never settle’ mindset.
Deadline
24th March, 2024
Method of Application
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