About AB Microfinance Bank
AB Microfinance Bank Graduate Trainee 2023
AB Microfinance Bank is a microfinance institution operating under the Central Bank of Nigeria’s license. It has branches in multiple Nigerian states and aims to support entrepreneurs with affordable loans while enhancing the financial well-being of individuals through deposit accounts. The bank is duly incorporated and regulated by the Central Bank of Nigeria. They are presently hiring for the position below.
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Summary
- Company: AB Microfinance Bank
- Job Title: Trainee Loan Officer
- Location: Enugu
- Deadline: 29th September, 2023
AB Microfinance Bank Graduate Trainee 2023
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Job Title: Trainee Loan Officer
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Main Responsibilities
- Creating and Managing owned Loan portfolio.
- Conducting direct promotion and/or other marketing activities on regular basis.
- Screening prospect’s eligibility, opening loan applications and arranging appointments with clients.
- Conducting loan analyses by visiting the business and household of clients, visiting the business/employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures.
- Presenting loan proposals to the credit committee and informing the client about the decision of the credit committee.
- Arranging the disbursement in collaboration with Back Office and client.
- Ensuring punctual repayments by monitoring loans with the bank’s software (myMBS) contacting and visiting all parties base on needs.
- Ensuring high quality standards of the bank’s credit portfolio.
- Actively participating in committees and group discussions, looking for ways to help solve group problems, proactively seeking for improvement and willing to align his/her personal goals with ABN’s goals.
Requirements
- Minimum educational qualification of B.Sc./HND.
- Basic knowledge of financial mathematics & Accounting.
- Basic computer skills and mobile Application.
- Detailed and target oriented.
- Good team spirit.
- Self-motivated and industrious individuals who like to work outdoor.
- Excellent analytical skills.
- Ability to disburse small and medium sized loans to MICRO BUSINESSES.
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Deadline
September 29th 2023.
Method of Application
(See tips on how to write a professional CV and a sample cover letter.)
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