Starting 1 August 2026, Luxembourg’s main state financial aid for higher education — AideFi — enters a new chapter under updated legislation. If you are a Luxembourg resident, the child of a cross-border worker, or meet other eligibility conditions, the changes affect how much support you can receive, how mobility is assessed, and the introduction of a success bonus. This guide breaks down the current indexed amounts, eligibility rules, application windows for the 2026/27 academic year, and practical steps so you can plan with accurate figures rather than guesswork.
AideFi remains a combination of non-repayable grants and an optional state-guaranteed student loan. It is designed to help students pursue higher education without being limited by family finances. Amounts are indexed and can change; always verify the latest figures and your personal situation on the official portals.
Scholarship Summary
- Host Country: Luxembourg
- Host University: Universities in Luxembourg
- Scholarship Type: Undergraduate Scholarships/MSC Scholarships/PhD Scholarships
- Eligible Countries: All Countries
- Scholarship Benefits: Partial and Full tuition fee, Living stipend, etc.
Overview of AideFi and What Changed from 1 August 2026
AideFi is the Luxembourg government’s core ongoing financial support for eligible higher-education students. It covers bachelor’s, master’s and certain other recognised programmes (doctoral studies fall under a different regime under the new rules). Support is calculated per semester and paid accordingly.
The reform that takes effect for the 2026/27 academic year refines indexation, clarifies mobility conditions, expands the scope of costs that can be topped up under enrolment fees in some cases, introduces a success bonus, and tightens certain controls on study progress. The core modular structure of grants plus optional loan stays in place. Students who receive AideFi for at least one semester from 2026/27 onward become eligible for the new success bonus upon successful completion of their programme.
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Current AideFi Amounts per Semester (2026 Indexed Figures)
These are the approximate semi-annual figures published on the official sites (check current values, as they are subject to indexation):
- Basic grant: €1,289 — awarded automatically to every eligible applicant.
- Mobility grant: €1,686 — available if you study outside the country of habitual residence of your household and pay rent for accommodation for at least two consecutive months in the semester. Additional conditions apply (for example, no close relative owning the accommodation).
- Social / need-based grant: up to €2,500 — calculated according to the total annual taxable income of the household (parents, or parent + partner, or student + partner). Lower household income produces a higher grant.
- Family grant: €307 — paid if another dependent child in the same household also receives AideFi. It is typically paid in a single instalment during the summer semester.
- Tuition / enrolment fees top-up: up to €3,800 per academic year — 50 % as grant and 50 % as loan (if you request the loan component). This can cover enrolment and tuition fees and, under the updated rules, certain related costs such as language tests or recognition procedures in some cases.
- Basic student loan: €3,250 per semester (plus possible increases linked to social criteria or fees). The loan is state-guaranteed, carries a low maximum interest rate (currently stated at 1.8 % on official pages), and repayment normally begins no later than two years after the end or interruption of studies, with a maximum term of ten years.
- Success bonus (prime de réussite): €250 — available once per successfully completed programme for students who received AideFi for at least one semester from the 2026/27 academic year onward. The application is not automatic; it must be submitted via a dedicated government platform (available from 2027) no later than 31 December of the academic year following completion.
Grants can be combined. The loan is optional — you can take only the grants if you prefer. Use the official simulators on mengstudien.public.lu to estimate your personal total before applying.
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Who Is Eligible for AideFi?
Eligibility is defined by residence, nationality or family links to Luxembourg, and enrolment in an eligible higher-education programme that awards a recognised diploma or degree under the higher-education system of the awarding country.
Simplified categories include:
- Luxembourg nationals and residents meeting the conditions.
- Certain EU/EEA/Swiss nationals who work or have worked in Luxembourg, or their family members.
- Children of cross-border workers (and similar situations) under specific contribution or residence history rules.
- Some third-country nationals with long-term residence and a Luxembourg (or equivalent) secondary diploma.
Non-residents must normally first apply for (and obtain an official positive or negative response on) financial support in their country of residence. That decision is required before Luxembourg can finalise AideFi. Income limits also apply: high personal income can convert support into loan-only or make a student ineligible.
Full details and country-specific document lists are available on the official MengStudien and Guichet pages. Always confirm your individual case, because borderline situations (part-time study, previous years of aid, changes in household composition) are assessed case by case.
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Application Deadlines and How to Apply for 2026/27
Applications are submitted entirely online via MyGuichet.lu (with or without LuxTrust / eID authentication). You must apply for each semester separately, even if your enrolment is for a full year. You can submit without every supporting document and complete the file later.
Typical windows for the 2026/27 academic year (confirm exact opening dates on the official site, as they follow the first working day of the month):
- Winter semester 2026/27: roughly early August to 30 November 2026.
- Summer semester: a later window, typically opening in early January and closing at the end of April.
- Additional enrolment-fees procedure: a separate window later in the academic year (often May–July).
Non-residents should start the application process in their country of residence as early as possible so the required decision is available in time. Official guidance repeatedly stresses respecting deadlines — late applications are refused.
Start here:
- Main AideFi page: https://mengstudien.public.lu/en/aides-financieres/aidefi.html
- Composition and amounts: https://mengstudien.public.lu/en/aides-financieres/aidefi/composition.html
- Simulators for eligibility and amount estimates: available on mengstudien.public.lu
- Application portal: MyGuichet.lu
Keep copies of enrolment certificates, rental contracts (for mobility), tax notices, identity documents and bank details ready. For the success bonus, retain proof of successful completion of the programme.
Official information is maintained on mengstudien.public.lu and the composition page that details the modules.
Practical Tips to Maximise Your AideFi Support
- Run the official simulator first. It quickly shows the likely combination of basic, mobility, social and family components.
- Apply early in the window. This leaves time to upload missing documents without risking the deadline.
- Check whether you qualify for the mobility grant — the two-month rent requirement and the “outside country of habitual residence” rule are strict.
- If household income is modest, the social grant can substantially increase the total. Accurate tax documentation is essential.
- Decide early whether you want the loan component. The basic loan of €3,250 plus possible top-ups is state-backed and relatively low-cost, but it remains a debt.
- Track study progress. AideFi is generally granted for the normal duration of the cycle plus limited bonus semesters; the new framework places more emphasis on results checks.
- For non-residents, treat the home-country application as a parallel and time-critical process.
Banks contracted for the student loan include Spuerkeess, BGL BNP Paribas, BIL, Banque de Luxembourg and Raiffeisen. Once you receive the approval notification with a QR code, the loan can usually be activated online through the bank’s app.
Why These Numbers Matter for 2026/27 Students
A student who qualifies for the basic grant plus mobility and a solid social grant can already reach several thousand euros per semester in non-repayable support, before any enrolment-fee top-up or the optional loan. Adding the family grant and, later, the €250 success bonus further improves the overall package. Because amounts are indexed and the new law introduces clearer rules on mobility and progress, timely and complete applications become even more important.
The official sources remain the only authoritative reference. Amounts, deadlines and detailed eligibility criteria can be adjusted; always cross-check mengstudien.public.lu and the MyGuichet procedure before submitting. Use the simulators, gather documents early, and submit within the published windows. With the updated framework now in force from 1 August 2026, students who prepare carefully can secure the full support available under AideFi for the 2026/27 academic year and beyond.